Unexpected Twists and Turns

Okay - so the first week of Script Frenzy is over - and week two has begun. I have written a total of 8 pages. (I know - hold the applause!) The first week of any month is the most hectic at work, and life itself seems busy. One of the hardest things about writing is finding the time. Seriously. I've got tons of material. I always have something on my mind. But, life seems to spin out of control, and before I know it - another day has gone with no writing.
The best advice was truly using the "butt in the chair" method. I'm trying.
But, here's the deal. I was writing my story and it took an ugly and unexpected turn. There is a car accident. I had one fairly minor, although terrifying car accident years ago. Nobody went to the hospital - but my car was totaled. I am going to have to do some research - but am afraid of answers, or to dig into the subject thinking I may never get in a car again. This really isn't an option. So I'm throwing this out there - does anybody have any ideas of how I research what happens at an accident scene, how police contact a family member. I want to know how my main character who is pretty torn up in the accident gets her purse and cell phone back. I have no idea how that would play out. Any ideas? I do have a neighbor who was a DPS officer who told me once that the worst part of his job was to go to the door of someone's house and tell the parents that their child wasn't coming home and I can't even imagine. I think I could ask him - but I am not sure I want to entertain those thoughts or feel those feelings. I am not sure this will stay in my story - but it is where I am right now.
Just thought you would like an update.
And for all of you who promised chocolate - I am still waiting.